VA Home Loans
Information about VA's policy regarding natural disasters.
Are you ready to start the homebuying journey? Learn more about the 1st Step of the Homebuying Process: Obtaining your VACertificate of Eligibility(COE).
We encourage any Veteran struggling with making their VA home loan payments to visitVA help to avoid foreclosures. You may also contact a VA loan technician at 877-827-3702 to receive personalized support.
Packed with eligibility information and debunked myths, it’s the ultimate resource. TheQuick Reference for Real Estate Professionalsis a go-to tool for commonly asked questions about VA home loans. Explore the toolkit, share it, and be a trusted guide for Veterans.
Information about VA's policy regarding natural disasters.
Are you ready to start the homebuying journey? Learn more about the 1st Step of the Homebuying Process: Obtaining your VACertificate of Eligibility(COE).
Home Loan Eligibility VA help to avoid foreclosure Check out the Real Estate Professionals VA Home Loan Toolkit VA Policy Regarding Natural Disasters
About Home Loans
Benefits
Eligibility
How to Apply
About Home Loans
VA helps Veterans, Servicemembers, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.
VA Home Loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms.
Read our guide for buying a home
Before you buy, be sure to read the VA Home Loan Buyer's Guide. This guide can help you under the homebuying process and how to make the most of your VA loan benefit. Download the Buyer's Guide here.
Main pillars of the VA home loan benefit
No downpayment required
(*Note: Lenders may require downpayments for some borrowers using the VA home loan guaranty, but VA does not require a downpayment)Competitively low interest rates
Limited closing costs
No need for Private Mortgage Insurance (PMI)
The VA home loan is a lifetime benefit: you can use the guaranty multiple times
External Link Disclaimer: This page contains links that will take you outside of the Department of Veterans Affairs website. VA does not endorse and is not responsible for the content of the linked websites.