MORTGAGEAUTOMATED.COM LP, DOES NOT SELL MORTGAGE LEADS OR CONDUCT LIVE TRANSFERS, MA IS NOT AFFILIATED WITH ANY CREDIT REPORTING AGENCY
MortageAutomated.com LP, Does NOT Sell or Share Personal Information
We do not sell or share your personal information with third parties for their marketing or promotional purposes. We only use and disclose your data in accordance with the specific business purposes of delivering our services to you.
2. Form Disclosure (For Web Forms)
Privacy Notice: By submitting this form, you acknowledge that your information will be used to process your request and communicate with you directly. We do not sell leads or share your contact details with outside marketers.
3. SMS / Mobile Consent Disclosure
Mobile Information: Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text-messaging originator opt-in data and consent; this information will not be shared with any third parties.
4. Federal Protections
Federal legislation, such as the Homebuyers Privacy Protection Act, strictly limits the sale of trigger leads to mortgage brokers and third-party lenders without consumer consent. Lenders soliciting borrowers must ensure their communications include clear disclosures
5. State-Specific Disclosure Requirements
Numerous states have enacted laws specifically addressing trigger leads. Lenders who purchase these leads and solicit consumers must generally adhere to these rules:
No-Affiliation Disclosures: Solicitations must explicitly and clearly state that the soliciting lender has no affiliation with the consumer’s current lender or the broker who originally pulled their credit.
Deception Prohibitions: Lenders are prohibited from using deceptive marketing tactics (e.g., claiming a loan is pre-approved by the consumer's current bank when it is not).
Firm Offers of Credit: All trigger lead solicitations must meet the "firm offer of credit" provisions laid out in the Fair Credit Reporting Act (FCRA).
6. How to Prevent Trigger Leads
If you are preparing to apply for a mortgage and want to prevent your information from being sold to third parties, you can opt out of prescreened credit offers entirely.
Website: Visit OptOutPrescreen.com
Phone: Call 1-888-5-OPT-OUT (1-888-567-8688).
Timing: It is recommended to complete this opt-out process at least five days prior to having your credit pulled for a mortgage.
If you would you like to know about the trigger lead laws specific to your state, or are you currently shopping for a mortgage and need tips to avoid spam calls, please use Google Search.
7. National Do Not Call Registry
Website: Visit DoNotCall.Gov
The National Do Not Call Registry gives you a choice about whether to receive telemarketing calls
You can register your home or mobile phone for free.
After you register, other types of organizations may still call you, such as charities, political groups, debt collectors and surveys. To learn more, read our FAQs.
If you received an unwanted call after your number was on the National Registry for 31 days, report it to the FTC.