Mortgage Process Explained in 60 Seconds

1 – Opening "Thinking about refinancing a home but confused by the mortgage process? You're not alone."

2 – Pre-Approval "Step one: Get pre-approved with Mortgage Automated. We'll review your income, assets, and credit to determine how much home you can afford."

✓ Income Review
✓ Credit Check
✓ Pre-Approval Letter
✓ Loan Estimate

3 – Review Disclosures Online "Step two: Review and electronically sign your Loan Estimate and disclosures. You'll see your interest rate, monthly payment, and estimated closing costs with complete transparency."
✓ Review Loan Terms
✓ Payment Details
✓ Interest Rate
✓ E-Sign Documents

4 – Complete the Loan Application "Next, complete your mortgage application and securely upload the required supporting documents."

Bank Statements
Pay Stubs
Tax Returns
Identification
Mortgage Statement
Homeowners Insurance

5 – Processing & Underwriting "Our experienced team handles processing and underwriting, verifying information and keeping your loan moving smoothly toward final approval." (If an appraisal is required, you will be notified)
Processing
Underwriting
Final Approval

6 – Closing Day "Finally, you'll meet with a mobile notary at a location of your choosing to sign your final loan documents. Once funding is complete, your loan officially closes."

Finale
Congratulations!
Your Loan Is Complete!

Closing "At Mortgage Automated, we simplify the mortgage process with transparency, speed, and personalized service. Contact us today to get started."

Fast • Simple • Transparent - The Simplest Platform in the Mortgage Industry

Ready to Simplify you Mortgage Loan Process?

Get your rate, complete the quick form, don’t forgot to submit the soft credit check and let’s reimagine what’s possible for your home—together.